Saint Louis Metro Insurance Group
Privacy Notice
In the course of our business relationship with you, we collect information about you that is necessary to
provide you with our products and services. We treat this information as confidential and recognize the
importance of protecting it. We value your confidence in us.

This notice from Saint Louis Metro Insurance Group describes our privacy practices regarding information
about our customers and former customers that obtain financial products or services from us for personal,
family, or household purposes.
Information We Collect
We collect and maintain information about you to provide you with the coverage, product or service you
request and to service your account.
We collect certain information ("nonpublic personal information") about you and the members of your
household ("you") from the following sources:

Information we receive from you on applications or other forms, such as your Social Security
number, assets, income, and property information;

Information about your transactions with us, our affiliates or others, such as your policy coverage,
premiums, and payment history;

Information we receive from a consumer reporting agency or insurance support organization, such
as motor vehicle records, credit report information and claims history; and

If you obtain a life, long-term care or disability product, information we receive from you, medical
professionals who have provided care to you and insurance support organizations, regarding your health.
How We Protect Your Information
At Saint Louis Metro Insurance Group, our customers are our most valued assets. Protecting your privacy
is important to us. We restrict access to personal information about you to those individuals, such as our
employees and affiliated companies, who provide you with their products and services. We require those
individuals to whom we permit access to your customer information to protect it and keep it confidential.
We maintain physical, electronic, and procedural safeguards that comply with applicable regulatory
standards to guard your nonpublic personal information.

We do not disclose any nonpublic personal information about you, as our customer or former customer,
except as described in this notice.
Information We Disclose
We may disclose the nonpublic personal information we collect about you, as described above, to affiliated
companies who provide you with their products and services, to companies that perform marketing
services on our behalf or to other financial institutions with which we have joint marketing agreements and
to other third parties, all as permitted by law.

Many employers, benefit plans or plan sponsors restrict the information that can be shared about their
employees or members by companies that provide them with products or services. If you have a
relationship with Saint Louis Metro Insurance Group or one of its affiliates as a result of products or
services provided through an employer, benefit plan or plan sponsor, we will abide by the privacy
restrictions imposed by that organization.

We are permitted to disclose personal health information (1) to process your transaction with us, for
instance, to determine eligibility for coverage, to process claims or to prevent fraud; (2) with your written
authorization; and (3) otherwise as permitted by law.
Sharing Information with Affiliates
The Saint Louis Metro Insurance Group affiliates encompasses various affiliates that offer a variety of
financial products and services in addition to insurance and insurance related products and services.
Sharing information enables our affiliates to offer you a more complete range of products and services.

We may disclose nonpublic personal information, as described above in information we collect, to our
affiliates, which include:

Service providers such as insurance companies and reciprocals, investment companies, and
underwriters ; and

Non-financial service providers, such as management companies, attorneys-in-fact and billing
companies.

We are permitted by law to share with our affiliates our transaction and experience information with you.

In addition, we may share with our affiliates consumer report information, such as information from credit
reports and certain application information, that we have received from you and from third parties, such as
consumer reporting agencies and insurance support organizations.
Modifications to our Privacy Policy
We reserve the right to change our privacy practices in the future, which may include sharing nonpublic
personal information about you with nonaffiliated third parties. Before we do that, we will provide you with
a revised privacy notice and give you the opportunity to opt out of that type of information sharing.
Website
Our Website privacy notices, such as the one located at www.stlmig.com, contain additional information
particular to website use. Please pay careful attention to those notices if you transmit personal
information to Saint Louis Metro Insurance Group over the Internet.
Recipients of this Notice
We are providing this notice to the named policyholder residing at the mailing address to which we send
your policy information. If there is more than one policyholder on a policy, only the named policyholder on
that policy will receive this notice, though any policyholder may request a copy of this notice. You may
receive more than one copy of this notice if you have more than one policy with Saint Louis Metro
Insurance Group. You also may receive notices from affiliates. Please read those notices carefully to
determine your rights with respect to those affiliates' privacy practices.
Saint Louis Metro
Insurance Group
8390 Delmar Blvd.
Suite 224
Saint Louis, Missouri 63124
Saint Louis County, MO
Phone: (314) 722-3592
Fax: (866) 929-9792
Experience - Support - Service - Insurance Solutions
Saint Louis Metro
Insurance Group
Insurance Coverages - Insurance Solutions!
Serving Saint Louis Since 2001!
Locally at (314) 722-3592
Locally at (314) 722-3592
We take great pride in the professional quality of our work, and we consider our
insurance experience in these changing times a must for providing the best
insurance coverages to meet your needs.
Talk with us today about your current coverage's and learn how we can reduce
your insurance premiums while providing the same or better protection for you
or your family.
WE SPECIALIZE IN REDUCED PREMIUM RATES FOR YOUNG DRIVERS.
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Saint Louis Metro Insurance Group
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