Missouri Dwelling Insurance Information
Saint Louis, MO Area
A Missouri dwelling insurance policy is for homeowners as well as for people who own
rental houses. Dwelling insurance does not automatically include liability coverage or
medical payments coverage, as most homeowners policies do, but instead must be added
by endorsement.
Saint Louis Metro Insurance Group of Saint Louis, MO offers insurance coverage that
protects the dwelling on the residence premises. This could be where the named insured
resides or may be a dwelling rented to another person.
Missouri dwelling insurance provides protection for the insured's other structures on the
residence premises set apart from the dwelling by clear space. The coverage also provides
protection for personal property usual or incidental to the occupancy of the residence
premises as a dwelling and owned or used by an insured.
If you live in two or more homes from season to season and rent out your empty home to
tenants, dwelling insurance can protect you against damage or injuries that can occur at
the property where you are staying, as well as the property where your tenants are staying.
Dwelling insurance additionally can cover items such as appliances or vehicles that you
are allowing tenants to use.
Liability Coverage: protection for an insured's activities for accidental bodily injury and
property damage to a third party for which the insured is legally liable. The insured may
choose between personal (owner occupied) or landlord's liability coverage.

Theft Coverage: option for owner occupied dwellings
Loss of Use Coverage: for when your home becomes uninhabitable due to a covered
loss, an additional living expense coverage option provides payment for the necessary
increase in living expenses. For a rental dwelling, this becomes fair rental value coverage.
Click on the link below to fill out a quote request form for a Missouri Dwelling Insurance
policy that will provide excellent insurance coverage at an affordable cost. Or you can
speak with our Missouri Dwelling Insurance agent specialist at (314) 722-3592 to discuss
the insurance policy features in more detail.
( Saint Louis, MO Area )
We are a Saint Louis, MO insurance agency offering more affordable Missouri dwelling
insurance to residents located in the following cities and counties: Clayton, Kirkwood,
University City, Maryland Heights, Richmond Heights, Maplewood, Shrewsbury,
Wellston, Brentwood, Webster Groves, Warson Woods, Crestwood, Concord,
Sappington, St. George, Affton, Green Park, Mehlville, Lemay, Lakeshire, Grantwood
Village, Glendale, Webster Groves, Oakland, Marlborough, Wilbur Park, Rock Hill, Des
Peres, Huntleigh, Vinita Terrace, Ladue, Olivette, Creve Coeur, Overland, Hanley Hills,
Pagedale, St. Ann, Vinita Park, St. John, Velda City, Hillsdale, Sycamore Hills,
Breckenridge Hills, Edmundson, Wellston, Pasadena Hills, Calverton Park, Dellwood,
Ferguson, Beverly Hills, Pine Lawn, Northwoods, Woodson Terrace, Carsonville,
Berkeley, Normandy, Jennings, Cool Valley, Hazelwood, Florissant, Black Jack, Spanish
Lake, Glasgow Village, Bridgeton, St. Charles, Saint Louis, Chesterfield, Ballwin,
Manchester, Winchester, St. Peters, Wildwood, Valley Park, Oakville, Fenton, Sunset
Hills, St. Charles County, Jefferson County, and St. Louis County, MO. We also provide
professional dwelling insurance services in Madison, Randolph, and St. Clair counties in
western Illinois near East St. Louis and Granite City.
Talk with us today about your current Dwelling insurance coverage and learn how
we can reduce your insurance premiums while providing the same or better
protection for your property.
Additional Endorsement Options:
Saint Louis Metro
Insurance Group
8390 Delmar Blvd.
Suite 224
Saint Louis, Missouri 63124
Saint Louis County, MO
Phone: (314) 722-3592
Fax: (866) 929-9792
Experience - Support - Service - Insurance Solutions
Saint Louis Metro
Insurance Group
Insurance Coverages - Insurance Solutions!
Serving Saint Louis Since 2001!
Locally at (314) 722-3592
Locally at (314) 722-3592
We take great pride in the professional quality of our work, and we consider our
insurance experience in these changing times a must for providing the best
insurance coverages to meet your needs.
WE SPECIALIZE IN REDUCED PREMIUM RATES FOR YOUNG DRIVERS.
Dwelling / Fire
Insurance
Missouri
Personal
Insurance
Saint Louis Metro Insurance Group
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